Portfolio Management • Independent Research • ETF Newsletter

Meaningful, Long-Term Portfolio Manangement

Penn Financial Group is an independent and private investment advisory firm. Our main goal is to provide our clients with meaningful investment results based on their specific goals and risk level. The foundation of Penn Financial Group is our proprietary research that is based on principles that we believe create superior long-term investment results.

Penn Financial Group (PFG) offers long-term investment advice and research for individual investors, small businesses, and institutional clients. We realize it is impossible to completely eliminate risk when investing in the stock market; however we strive to identify investments that offer attractive reward-to-risk setups.

By using our proprietary top-down research and concentrating on mega-trends we are not afraid to think outside the box and go against the popular opinion. To outperform the market it is imperative to think independently and not follow the masses. When implemented correctly the PFG Top-Down strategy will provide solid returns in favorable markets and limit the losses in a bear market.

We refer to each client as a “snowflake” because there is not two that are alike. The long-term goals will vary along with the level of risk aversion. Based on that theory, each client will work hand-in-hand with an investment advisor to build a portfolio that meets your long-term needs.

The composition of each portfolio will be based on the PFG Top-Down strategy, our Mega-Trends, and proprietary research. Investment vehicles considered for our clients portfolios include (but are not limited to) individual stocks, exchange-traded funds (ETFs), mutual funds, and fixed income.

At the end of the day, PFG’s goal is to build a lasting relationship with our clients so that we can help them achieve their long-term investment goals. In doing so we cannot guarantee investments results, but we can guarantee the best customer service in the industry.

Some of the highlights of having Penn Financial Group as your investment advisor:

Have a direct relationship with your investment advisor that includes a continuous line of communication regarding your portfolio.

A professional looking over your portfolio on a daily basis.

A company built on integrity and trust.

Personalized portfolio to meet your individual needs and risk level.

The use of PFG’s risk management strategy that includes selling a losing position before a large loss is incurred.

Access to the proprietary PFG Top-Down system.

The best customer service in the industry.

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Why Exchange-Traded Funds?
ETF’s are passive investments that track a set index and the composition is only changed a couple times per year. Most mutual funds are actively managed and therefore trades are taking place daily. The chance of your mutual fund outperforming the market by trading is approximately 20%.

401k Management Services
Penn Financial Group (PFG) realizes that a large number of investors have a significant portion of their investable assets in company-sponsored retirement plans such as 401K’s and 403B’s. Often times the investment options are limited to a small number of mutual funds. Because most mutual funds lag the performance of their benchmarks it is imperative to allocate your money into the best mutual funds for the current market environment.

PFG Covered Call Strategy
The PFG Covered Call Strategy is available for clients that range from conservative to aggressive as each option is covered by owning the underlying stock. We realize that when you hear the term options the first thought is “risky” or “aggressive”. That could be the case, but with the PFG Covered Call Strategy we strive to ultimately protect our new and existing positions and will create income in the process.